Auto insurers underwrite policies to evaluate the risk given to each insurance applicant. During this process, a person is grouped into a category, such as a high-risk driver, low risk, teenage or elderly. If this risk associated with the applicant is considered too high, the application could be denied coverage […]

Apparently insignificant caveats and clauses ensconced deep in the fine print of auto insurance policies frequently spell the difference between good policies and bad ones. You can ask your insurance agent the following questions before signing an auto owners insurance contract, and make sure the identical answers are found in […]